FinTech & Banking

Custom fintech software development for banks, fintech startups, and financial institutions. We build payments, digital banking, lending, and ledger products where audit teams and growth teams both win.

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PCI-DSS scopedSOC 2 baked inp99 < 150ms auth

Why CloudArc for FinTech

Four things every fintech build actually needs.

A founding-team-grade build for fintech software where mistakes cost money — literally. The non-negotiables, in our own words.

01

PCI-DSS scoping & tokenisation

Key handling, signing flows, and blast-radius limits are decided before the first endpoint is written. Audits become a checkbox, not a fire drill.

02

SOC 2 controls baked in

We size the data path for the worst Tuesday afternoon — not the demo. Auth, ledger reads, and scoring all stay under SLA when traffic doubles.

03

GDPR-aware data residency

Double-entry ledgering, idempotent writes, and end-of-day reconciliation are non-optional. Finance ops never opens a ticket asking why a number doesn't match.

04

Audit-ready event logs

Tamper-evident logs, signed releases, and reversible deploys. Regulatory compliance evidence your auditor walks through without our help.

What We Ship

Payment rails to audit logs. Six shipped surfaces.

The shapes of fintech software development we've shipped most often — each with the integrations we reach for first.

P01

Payment rails & orchestration

P02

KYC / AML pipelines

P03

Underwriting & loan origination

P04

Trading & portfolio dashboards

P05

Card issuance & ledgering

P06

Digital banking & FinOps reconciliation

Signature Case

A multi-region card-issuing platform.

120ms p99 auth
zero PCI scope creep

Stack

FinTech tools we reach for first.

Picked by problem, not by resume. We're happy to swap into your stack but on a green-field fintech build, this is the default.

NodeGoPostgresKafkaTemporalStripePlaid

Who Buys This

Neobanks · Lenders · Payment processors · Wealth managers

You might also need.

Tell us what you're moving.

Thirty minutes with a senior FinTech lead, the relevant playbook, and a candid read on whether your problem is one we should take.